Paycheck calculator 2026
Enter your salary or hourly pay, how often you are paid and your state to see what lands in your bank account.
What you enter stays on this page and is not sent anywhere.
Source, checked October 19, 2026: IRS Publication 15-T (2026), IRS Publication 15 (2026), Tax Foundation: State Individual Income Tax Rates and Brackets, 2026, Georgia DOR: 2026 Employer's Tax Guide (June 2026), Arkansas DFA: Withholding Tax Formula Method 2026, SCDOR Information Letter #26-20, West Virginia Tax Division: 2026 Income Tax Rate Cut, EY Tax News: Utah lowers income tax rate for 2026, California FTB: 2025 Form 540 2EZ tax tables
How to use it
- Enter your annual salary, or switch to hourly and enter your rate and hours.
- Pick your pay frequency, filing status and state, and add children if you claim them on your W-4.
- Open Deductions for 401(k) and health premiums, then read your net pay per check and per year.
Questions
How is federal withholding worked out?
With the IRS percentage method for 2026 (Publication 15-T, Worksheet 1A) and the entries of a 2020 or later Form W-4. Your refund or balance due at tax time can still differ from what is withheld.
How is state tax estimated?
From each state's 2026 rates, brackets, standard deduction and exemptions, spread evenly over your paychecks. Head of household uses the single schedule. Your employer's state withholding tables can give slightly different amounts.
What is not included?
City and county income taxes unless you enter a local rate, state disability or paid leave deductions such as California SDI, and tax on bonuses paid separately.
Why does Social Security stop at high salaries?
The 6.2% Social Security tax applies only to the first $184,500 of wages in 2026. Medicare has no cap, and an extra 0.9% is withheld on wages over $200,000. Amounts are shown as an average per paycheck.
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