Japan take-home pay calculator 2026
Enter your monthly salary or annual income to see what is taken off and what you keep.
What you enter stays on this page and is not sent anywhere.
Source, checked October 19, 2026: Kyokai Kenpo rates FY2026, Japan Pension Service premium table, Health Insurance Act art. 40, MHLW employment insurance FY2026, NTA basic deduction 2026, NTA No.2260 income tax rates, Sendai City resident tax 2027, Nerima City adjustment credit, MIC resident tax
How to use it
- Choose monthly salary or annual income and enter the gross amount.
- Pick your prefecture, age group and the family members you support.
- Read your take-home pay and each deduction per month and per year.
Questions
Which 2026 rates does the Japan take-home pay calculator use?
Kyokai Kenpo's fiscal 2026 health insurance rate for your prefecture, care insurance 1.62% from age 40 to 64, the new child support levy 0.23%, pension 18.3% and employment insurance at 0.5% for the employee in general businesses. You pay half of each, except employment insurance.
Why can my payslip show more income tax than this?
The higher 2026 basic deduction is applied in the December year-end adjustment, so monthly withholding until November still uses the old tables. We show the final tax for the year under the new rules.
How is the Japanese resident tax estimated?
It assumes the same pay next year and applies the standard 10% income levy and the 5,000 yen per capita levy (forest tax included) to your 2026 income. Resident tax is paid the following year, and your city sets the exact amount.
What if my company has its own health insurance society?
Use the result as a guide: insurance societies set their own rates, so your take-home pay will differ a little. Life insurance, iDeCo and other deductions, and tax-free commuting allowances, are not included.
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