Terms of use
Last updated: October 19, 2026
Using the tools
Joy of Tools is free to use for personal and work tasks. You do not need an account. Please do not use the site to break the law or to overload it on purpose.
Results
Tools are provided as they are. Calculators give estimates based on the formula and figures shown on each page. For legal, tax, medical or financial decisions, check the result with the official source or a professional.
Your files and text
Files and text you add are processed on your device and are not uploaded to us. You are responsible for having the right to use the files you work with.
Changes
We may change or remove tools and update these terms. The date at the top shows the latest version.