Germany gross to net salary calculator 2026
Enter your gross salary to see what is left after German taxes and social insurance.
What you enter stays on this page and is not sent anywhere.
Source, checked October 19, 2026: Bundesministerium der Finanzen: Programmablaufpläne zur Lohnsteuer 2026 (BMF-Schreiben vom 12.11.2025), Deutsche Rentenversicherung: Rechengrößen der Sozialversicherung 2026, Bundesministerium für Gesundheit: Bekanntmachung des durchschnittlichen Zusatzbeitragssatzes 2026 (Bundesanzeiger), Bundesministerium für Gesundheit: Finanzierung der Pflegeversicherung, Evangelische Kirche in Deutschland: Die Kirchensteuer, ein kurzer Überblick, Techniker Krankenkasse: Beratungsblatt Beschäftigung im Übergangsbereich (Midijob), Stand 03/2026, Minijob-Zentrale: Verdienstgrenze 603 Euro im Minijob
How to use it
- Enter your gross pay and choose per month or per year.
- Set the tax class (Steuerklasse), child allowances, federal state and church tax as shown on your payslip.
- Read your net pay and each deduction in the table.
Questions
How is the German wage tax worked out?
We follow the official 2026 wage tax flowchart (Programmablaufplan) of the Federal Ministry of Finance and checked the results against its test interface. Personal allowances on your tax card, bonuses and pensions are not included.
Which social insurance contributions come off my pay in 2026?
Pension 9.3%, unemployment 1.3%, health 7.3% plus half of your insurer's extra rate, and long-term care 1.8% (2.3% in Saxony). Childless employees aged 23 or over pay 0.6% more; parents get 0.25% off for each child under 25 from the second child on.
Is there a cap on social insurance?
Yes. In 2026 health and care contributions stop rising at 5,812.50 euros a month, pension and unemployment contributions at 8,450 euros a month.
Which tax class do I have as an expat?
Single people start in class I, single parents living alone with a child in class II. Married couples choose IV/IV or III/V; a second job is always class VI. Your class is shown on your payslip.
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